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VA professionals with a passion for helping veterans & active military.


We proudly offer home financing to those who serve and have served our country. If you’re a veteran or an active duty servicemember, there’s no better mortgage product for you.


Guaranteed by the U.S. Department of Veterans Affairs, VA loans are specially designed with exclusive benefits—like flexible requirements and favorable terms—for veterans, active duty servicemembers, and eligible surviving spouses. Available programs include purchase and refinance options.


The VA loan program has helped generations of Veterans, servicemembers and military families achieve the dream of homeownership.


Whether you are a first time homebuyer or looking to lower your monthly payments, we want to help!

Servicemember looking to purchase a new home?


A VA home loan is a mortgage guaranteed by the United States Department of Veteran Affairs, designed to help military members move into the homes of their dreams.


Getting a mortgage is about more than just rates; it’s about developing a plan for one of the biggest investments that you will make in your life. We work to match your unique credit, income and asset qualifications to the best program available to you.

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Veteran who already found your dream home, but want to lower monthly payments?


If you have an existing VA-backed home loan and you want to reduce your monthly mortgage payments—or make your payments more stable—refinancing might be right for you! Refinancing lets you replace your current loan with a new one under different terms.


When refinancing, it is important to understand what your unique goals are so that we can customize a loan program for you. Whether we are lowering your interest rate or putting you in a different type of loan, we will assess your needs to determine the right fit to get more money in your pocket. Together, we can look into interest rate reduction refinance (IRRRL) or streamline refinancing.

Active Military looking to take cash out to improve your home's equity?


We are honored to help VA Servicemembers, Veterans, and eligible surviving spouses become homeowners. The VA Home Loan Program provides tremendous advantages for both Veteran Buyers, and Sellers benefit as well!

Veterans Advantage

  • Up to 100% financing available - no down payment required!

  • VA's one-time, upfront Funding Fee may be financed;

  • No monthly mortgage insurance required;

  • VA Closing Costs may be financed;

  • VA Loan Benefits can be used more than once - Veteran eligibility does not expire;

  • No waiting period required between selling a VA-financed home and buying another home with a VA Loan;

  • Sellers are pleased when an offer is presented with VA financing. They know this financing is comparable to Conventional and FHA.

*Using your home equity to pay off debts or make other purchases does not eliminate the debt or the cost of the purchases, but rather increases the loan amount of your mortgage to be paid according to your new mortgage terms.


What VA Loan Program is Right for Me?

The mortgage process can be intimidating, but if you’re a veteran or an active duty servicemember, there’s no better mortgage product for you than a VA loan. There are various VA loan options to choose from, so keeping yourself informed and knowing the basics will get you steps closer to owning your dream home.

Need more options? We can help! We also offer conventional, FHA, USDA, jumbo loans, and more. We also have plenty of loan options for borrowers looking for unique financing like construction home loans, disaster relief loans, down payment assistance, etc.

Already Have One In Mind?

Need More Options?


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No down payment required

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Credit scores as low as 550 may be accepted

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Low interest rates available for qualifying borrowers

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No monthly (PMI) private mortgage insurance

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Available for purchase loans

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Available for VA cash-out refinance*

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Streamline refinance (IRRRL) with no appraisal and minimum documentation (current VA loans only).

Easier to qualify

Still Have Questions?


Qualify for a VA Loan

Qualifying for a VA loan takes more than just passing basic training, VA home loans require you to have served the equivalent of one of the following terms:

  • Honorable discharge after 90 days of active service during wartime

  • Honorable discharge after 181 days of active service during peacetime

  • Two-year requirement of service enlisted after 9/7/1980

  • Previously, eligibility was based on six years of service. Now, it is open to National Guard members who served 90 days of full-time duty, of which, at least 30 of those days were consecutive. This eligibility does not include inactive duty, such as monthly drills or basic training. It is open to current and former National Guard members, regardless of service dates.

The spouse of a service member who has died in the line of duty or as a result of a service-related disability is also eligible for this mortgage program.


Qualifying also takes into consideration income and credit.

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